Terms and conditions

Last Updated: September 3, 2026

These Terms & Conditions ("Terms") govern your use of the website, programs, memberships, coaching services, digital products, events, and other services provided by Michelle Stubbs ("Michelle Stubbs," "we," "us," or "our").

By accessing our website or purchasing, enrolling in, or participating in our services, you agree to these Terms.

If you do not agree to these Terms, please do not use our website or purchase our services.

1. COACHING IS NOT MEDICAL CARE

Our services provide education, coaching, fitness guidance, nutrition education, behavior-change support, mindset coaching, and lifestyle strategy.

They are not medical services.

We do not diagnose, treat, cure, or prevent disease through our coaching services.

Nothing on this website or within our programs should be interpreted as medical advice or as a substitute for evaluation or treatment from a licensed healthcare professional.

You are responsible for discussing medical concerns, diagnoses, medications, symptoms, exercise restrictions, dietary restrictions, and other health considerations with an appropriately qualified healthcare professional.

2. INDIVIDUAL RESPONSIBILITY

You understand that participation in exercise, nutrition, lifestyle, and behavior-change programs involves personal responsibility and may involve inherent risks.

You are responsible for determining whether participation is appropriate for you and for following recommendations from your healthcare providers.

You agree to provide accurate and relevant information regarding your circumstances when requested.

3. NO GUARANTEE OF RESULTS

We do not guarantee any particular fitness, nutrition, weight, body-composition, health, financial, professional, or lifestyle outcome.

Results vary from person to person and depend on numerous factors, including starting point, individual circumstances, consistency, adherence, health status, environment, and other factors outside our control.

Testimonials and examples presented on our website represent individual experiences and should not be interpreted as guarantees of similar results.

4. SERVICES AND PROGRAM ACCESS

Descriptions, pricing, availability, program structure, schedules, bonuses, and other service details may change from time to time.

We reserve the right to modify, update, discontinue, or replace services when reasonably necessary.

Where material changes affect an active paid service, we will provide notice where appropriate.

5. PAYMENTS

Payment terms will be disclosed at the time of purchase or enrollment.

You agree to provide accurate billing information and authorize applicable charges according to the payment plan selected.

If a payment fails, access to paid services may be suspended until the account is brought current.

You remain responsible for amounts due under an agreed payment plan, subject to any applicable cancellation or refund policy.

6. REFUNDS AND CANCELLATIONS

Refund and cancellation terms applicable to a specific service will be provided at the time of purchase or enrollment.

Unless otherwise stated in the applicable offer terms, payments are non-refundable after the applicable refund period has expired.

For recurring memberships, cancellation will stop future recurring charges according to the cancellation terms associated with the membership.

Cancelling a recurring payment does not necessarily cancel amounts already due under a separate payment agreement or installment plan.

7. INTELLECTUAL PROPERTY

Unless otherwise indicated, all materials provided through our website and services—including written materials, videos, graphics, worksheets, frameworks, course content, trademarks, logos, systems, methodologies, and other proprietary materials—are owned by or licensed to us.

Your purchase of a program or service grants you a limited, personal, non-transferable right to access and use the materials for your own personal purposes.

You may not:

Copy or reproduce materials for commercial purposes

Resell or redistribute program materials

Share private membership content outside the applicable community

Teach our proprietary materials as your own

Modify and redistribute our materials

Upload proprietary materials to public websites or unauthorized platforms

8. CONFIDENTIALITY AND COMMUNITY PARTICIPATION

If you participate in a private coaching community, you agree to respect the privacy of other participants.

You may not share another participant's personal information, private communications, photographs, results, or other content without their permission.

We cannot guarantee that every participant will maintain confidentiality, so please exercise discretion regarding information you choose to share in community environments.

9. TESTIMONIALS AND USER CONTENT

If you voluntarily provide a testimonial, review, photograph, video, or other content and authorize us to use it for marketing purposes, you grant us permission to use that content in connection with our business and services according to the authorization provided.

We will not represent an individual's experience as typical or guaranteed where it is not.

10. WEBSITE USE

You agree not to use our website or services:

For unlawful purposes

To interfere with website operation

To attempt unauthorized access to systems

To distribute malicious software

To impersonate another person

To infringe intellectual property rights

To harass or harm others

In any manner prohibited by applicable law

We reserve the right to restrict or terminate access where reasonably necessary.

11. THIRD-PARTY SERVICES

Our programs may integrate with third-party platforms, applications, payment processors, scheduling systems, fitness applications, communication platforms, or other services.

We are not responsible for outages, changes, policies, or practices of third-party providers.

Your use of third-party services may also be subject to their separate terms and privacy policies.

12. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, Michelle Stubbs, owners, employees, contractors, coaches, affiliates, and service providers will not be liable for indirect, incidental, consequential, special, or punitive damages arising from your use of our website or participation in our services.

Nothing in these Terms is intended to exclude liability that cannot legally be excluded under applicable law.

13. INDEMNIFICATION

To the extent permitted by law, you agree to indemnify and hold harmless Michelle Stubbs, its owners, employees, contractors, coaches, affiliates, and service providers from claims, liabilities, damages, losses, and expenses arising from your unlawful use of our services, violation of these Terms, or conduct that causes harm to another person.

14. CHANGES TO THESE TERMS

We may update these Terms from time to time.

The updated version will be posted on this website with a revised "Last Updated" date.

Your continued use of our website or services after updated Terms become effective constitutes acceptance of the changes to the extent permitted by law.

15. GOVERNING LAW

These Terms will be governed by the laws applicable to the jurisdiction identified in our business agreements, without regard to conflict-of-law principles.

Where required, disputes will be handled according to the applicable laws and procedures governing the parties.

16. SEVERABILITY

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law.

17. ENTIRE AGREEMENT

These Terms, together with any applicable purchase agreement, enrollment agreement, service-specific terms, and policies referenced herein, constitute the agreement governing your use of our services.

18. CONTACT

Questions regarding these Terms may be directed to:

Email: [email protected]